WHY WOULD YOU BUY DENTAL INSURANCE?
We are pleased to offer our own Membership Plan as an alternative to dental insurance. Our Membership Plan offers significant benefits over many Big Corporate insurance companies by cutting out the middle-man. For a low yearly fee, you can get the dentistry you need with highly predictable terms that are easy to understand.
Tip: If you are viewing this page on a mobile device, try turning the device sideways to see a side-by-side comparison of our plan vs. the average dental insurance plan.
Mollner Membership Plan
Average Dental Insurance Plan
$400 Annual Fee
$1200 Annual Fee
25% Discount on ALL procedures
Including cosmetic and elective procedures. If you need it or want it, its covered!
(Invisalign is the only procedure we don’t offer 25% discount on, but we do include a $500 discount off the standard Invisalign cost with membership)
Coverage for only SELECT procedures
1 set of X-Rays
Additional exams for $22 each, additional X-rays at no charge
1 set of X-Rays
Additional Exams $52 each, additional X-rays $18 per image
25% Discount with our Partnering Specialists
We have partnered with several local specialists who have agreed to accept our membership plan
Save 25% on specialist fees with all of the same benefits as our plan INCLUDED at no extra cost!
Includes Oral Surgeon, Periodontist, and Endodontist specialities
No Specialist Inclusion
Some specialists will accept dental insurance, but are the patient’s responsibility to verify
Insurance providers will provide coverage for only select procedures with specialists, and apply yearly maximums, denials, deductibles, pre-existing conditions, and waiting periods
NO Yearly Maximums
No Limit to the amount of procedures you can have completed in one year
$1000-$2000 Yearly Maximum
Insurance provides NO COVERAGE for procedures after you have reached this dollar amount for the year
No procedures denied for any reason. If you need it or want it, its covered!
Any procedure can be denied by the insurance provider for any reason.
Insurance provider can even deny “covered” procedures if they choose or if they think the procedure is not necessary.
No additional fee for any procedure ever.
You simply pay the cost of the procedure
Automatic $50 charge when you use your insurance for the first time each year
This fee is in addition to the cost of the procedure and the monthly premium
NO Waiting Periods
Full benefits available the day you sign up for membership
1-2 Year Waiting Period
Insurance will not cover ANY “major restorative” procedure (fillings, crowns, bridges, implants, etc.) until waiting period is over
They will only cover “preventative” procedures (cleanings, exams) in the first 1-2 years, but you will still pay the full cost of the insurance premium the entire time
NO Pre-Existing Conditions / Missing Tooth Clause
You will not be denied coverage for pre-existing health conditions or denied on teeth that are already missing
Missing Tooth Clause
Insurance provides No Coverage for teeth that are already missing – meaning no coverage for a bridge or implant to replace a missing tooth
Pre-existing health conditions can be a reason to deny coverage for certain procedures
You are billed full fee to replace a tooth that is already missing when you activated your insurance
NO Pre-Authorization Requirements
No need to get a pre-authorization for a procedure. You are eligible immediately upon diagnosis or decision to move forward with treatment
Pre-Authorization Required for Some Procedures
Some providers will require 4-6 weeks of review from insurance provider before eligible coverage
Employer Sponsored Plans Available
If your employer helps pay for your dental insurance, we work with local employers to provide insurance at a discounted rate
We have several local employers who use our membership plan in place of big corporate insurance companies, and is often lower cost to both employer and employee
Ask Your Employer To Provide Our Membership Plan As A Low Cost Alternative To Dental Insurance
We offer discounted rates to local employers with 8 or more employees
What’s The Catch?
How can we provide all of these benefits over traditional insurance plans?
Dental insurance companies make millions in profit by charging extra fees, and denying and limiting claims.
They also severely limit doctor reimbursement rates and pay our doctors and hygienists fees that were typical of the 1990s.
By eliminating the middle man that is dental insurance, we are able to provide significant benefits to our patients as well as be compensated at higher rates than insurance companies provide.